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How do I open a UnionDigital Bank Time Deposit?

You must have an existing UD Main Bank Account to be able to open a Time Deposit.


Opening a UnionDigital Time Deposit is quick and easy through the app:


  1. Go to your UnionDigital Bank app main dashboard
  2. Select "Add Product"
  3. Select "UD Time Deposit"
  4. Input the amount you want to deposit and the period of time you want to keep your funds. Click "Do It!" and we'll show you how much interest you will earn.
  5. Once you are happy with the details of your deposit, review the Terms & Conditions and select "Confirm".
  6. Enter your OTP to proceed.
  7. You should see a processing screen with your full details and your pending Time Deposit should be visible on your app's main dashboard.
  8. Wait for your Time Deposit to be activated. You can check this from your app's main dashboard.

Have more questions? Please reach out to us at and we’ll be glad to assist you right away.