EMPOWERING FILIPINOS WITH DIGITAL BANKING

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We are a fully-digital bank from day one. And thus, more accessible to all underbanked and underserved Filipinos all over the country.

As a subsidiary of UnionBank, we are able to bridge the gap between regulation and innovation to provide every Filipino with access to the latest financial technologies to create a high-functioning, booming digital economy.

This is our dream.

A fully-digital economy.

A fully Tech’d Up Pilipinas.

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MISSION

Bridging innovation and regulation to make digital banking and virtual assets safe and accessible to Filipinos.

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VISION

We envision a world where the best financial solutions are readily available to every Filipino, building a financially inclusive Tech'd Up Philippines.

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PURPOSE

We exist to co-create avenues that enable economic self-reliance, growth, and prosperity.

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MISSION

Bridging innovation and regulation to make digital banking and virtual assets safe and accessible to Filipinos.

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VISION

We envision a world where the best financial solutions are readily available to every Filipino, building a financially inclusive Tech'd Up Philippines.

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PURPOSE

We exist to co-create avenues that enable economic self-reliance, growth, and prosperity.

OUR VALUES

What guides us, what drives us, what keeps us focused on what matters.

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Unyielding Trust

We build trust through accountability, responsibility, transparency, regulatory standards, and our rich banking heritage.

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Relentless Innovation

We believe that technology is the great equalizer, and innovation is what fuels it. We won’t stop until we have achieved our dream of a fully “Tech’d Up” Philippines.

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Better Together

We are campaigners of collaboration. With co-creation at the core of everything we do, we aim to build a better, fully-digital Philippines, together.

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Empowering Lives

Empower all Filipinos, that’s what we aim to do. We create banking experiences that drive financial inclusivity and ultimately make Filipino lives better.

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Unyielding Trust

We build trust through accountability, responsibility, transparency, regulatory standards, and our rich banking heritage.

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Relentless Innovation

We believe that technology is the great equalizer, and innovation is what fuels it. We won’t stop until we have achieved our dream of a fully “Tech’d Up” Philippines.

OUR LEADERS

Trailblazing the path towards a fully-digital, fully “Tech’d Up” Philippines.

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Walter Ong

Chief Audit Executive

Walter Ong 14-year experience emphasizes an extensive understanding of audit, from being the Security Design Architect of Chevron Up Stream Business and the Primary Consultant for the GRC and Data Privacy Compliance Initiative.

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Arvie de Vera

CO-FOUNDER, CEO, AND PRESIDENT

UnionDigital Bank’s Co-Founder and CEO, and top 50 Fintech influencers of Singapore’s Fintech association, Arvie De Vera creatively adapted technologies in Fintech, Open Finance, and Blockchain: i2i, Bonds.ph, Crypto ATM, placing the Philippines on the global Fintech stage.

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Manette Benitez

CHIEF RISK OFFICER

Manette Benitez fostered operations, audit, compliance, and risk globally. Bring growth to Bitcoin ATM and Bonds.ph. As an ISO 31000 Certified Senior Lead Risk Manager, she oversees digital transformation in Governance, Risk and Compliance (GRC); maintaining a single source of truth.

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Mike Singh

CHIEF REVENUE & LENDING OFFICER

Mike Singh expertise as a serial entrepreneur and in a financial services Fortune firm is evident in founding Pera247, reaching product level profitability in 18 months and best-in-market NPL. At HSBC Finance, he launched Best Buy USA credit card in China and Mexico. He led General Motors USD 7B portfolio managing subprime loans and cards.

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Pieter Franken

CHIEF TRANSFORMATION, TECHNOLOGY AND OPERATIONS OFFICER

Pieter Franken has 30 years of global acumen in retail, corporate, securities and investment firms. In Japan, using digital lending pipelines he onboarded Shinseibank Group’s 15 million vehicle loan accounts. He built the APIX open banking API platform with Monetary Authority of Singapore, International Finance Corporation, and ASEAN Banker Association.

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Munmun Nath

CHIEF MARKETING OFFICER

Munmun Nath holds over 16 years of tech and finance marketing experience in Asia and Europe. In the Philippines, she has expanded the user base of the no. 1 personal finance platform in the Philippines, along with winning the 2022 PH Marketing Excellence Award for her financial literacy campaign.

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Maria Gaitandou

CHIEF PRODUCT CX AND OPERATIONS OFFICER

Maria Gaitanidou combines her expertise in law and fintech to her decade-long experience in leading strategy for fiat and crypto regulated institutions. In doing so At Coins.ph, she secured the first digital asset exchange license granted by a Central Bank, the first issued in SEA. She built B2B business and P&L, growing to 10M monthly transactions and a 16m customer base.

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Perly Gonzales

CHIEF PEOPLE OFFICER

Perly Gonzales boasts over three decades of HR experience across various industries. She was the Country HR Director for Coca-Cola Philippines, as well as the HR Lead for GSK supply chain organization (Philippines and Malaysia). Her work focuses on shaping culture, managing complex change, and delivering employee engagement, and talent retention.

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Attorney Siel Cotoco

CHIEF REGTECH OFFICER, GENERAL COUNSEL, AND CORPORATE SECRETARY

Attorney Siel Cotoco has two decades of commercial, finance, and tech legal practice. As the Regtech Head of the Fintech Business Group of UnionBank, she achieved regulatory approval for several global firsts: 315 fintech accounts, 18 e-money issuers, 21 digital asset exchanges, and all PH e-commerce firms, UnionBank’s stablecoin: PHX, i2i, and UBX.

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Dominic Grunden

CHIEF INFORMATION SECURITY OFFICER

Dominic Grunden, ranked in the Global 100 CISOs, does security for business enablement - fintech super apps, internet banking security, entire country security awareness, NSA equivalent agency. He contributed to KPMG, Verizon, Allianz, and NASA, leading initiatives with Wachovia, Wave Money, Pay Society, and the Emirate Blockchain Cyber Program.

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David Roi Hardoon

CHIEF DATA OFFICER

David Roi Hardoon spent 20 year in data science, machine learning, and artificial intelligence. He has multiple advisor positions for Singapore’s Corrupt Investigation Practices Bureau, Singapore’s Central Provident Fund Board and previously Artificial Intelligence for Singapore’s Monetary Authority.

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Walter Ong

Chief Audit Executive

Walter Ong 14-year experience emphasizes an extensive understanding of audit, from being the Security Design Architect of Chevron Up Stream Business and the Primary Consultant for the GRC and Data Privacy Compliance Initiative.

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Arvie de Vera

CO-FOUNDER, CEO, AND PRESIDENT

UnionDigital Bank’s Co-Founder and CEO, and top 50 Fintech influencers of Singapore’s Fintech association, Arvie De Vera creatively adapted technologies in Fintech, Open Finance, and Blockchain: i2i, Bonds.ph, Crypto ATM, placing the Philippines on the global Fintech stage.

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CAREERS AT UNIONDIGITAL BANK

Believe it? Join the #OneUDTribe and help us create a better, financially inclusive, Tech’d Up Pilipinas.